BCBSNC BLUEADVANTAGE PDF

Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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Rates are effective January 1,through December 31, Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you. With Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a lower monthly premium.

After you meet your deductible, you pay your coinsurance amount. Includes a variety of services important to your good health.

Before your deductible is met, you pay the total cost of your care. At a network pharmacy, you pay only a convenient copayment.

Health Plans

You pay toward hospital costs until your deductible is met. Dental Blue is a separate product that provides dental-only coverage and is available at an additional rate. This plan is eligible for an HSA. For costs and further details about maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC.

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Some Blue Advantage Saver plans offer limited ncbsnc visits. You won’t pay more than your out-of-pocket maximum, no matter bluearvantage high your annual expenses.

Choose from a range of options to suit your budget. The content contained in this site is maintained by NCHealthplans. After your deductible is met, you pay coinsurance until you reach your total out-of-pocket maximum amount.

Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. Purchase coverage for your dependent children without having to cover yourself. Contributions are tax-deductible, withdrawals and interest are tax-free. Other covered services may be subject to deductible and coinsurance.

You pay a copayment for prescription drugs. Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities.

All three plans offer comprehensive coverage for preventive care.

Compare Plans | BCBSNC

Deductibles, coinsurance, limitations and exclusions apply to this coverage. Pre-existing condition waiting periods may also apply. You’re covered across the nation and in more than countries bcsbnc territories bcbsnf through the Blueqdvantage Card network. In some cases you may also pay a separate prescription drug deductible first before you can pay copayments.

Serving North Carolina residents since Get a Free Quote. You can choose to purchase maternity or dental coverage with your health care plan. You have the freedom to see out-of-network doctors and can visit a specialist without referral. When you receive preventive care out-of-network you may pay more out-of-pocket. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

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These services and supplies may be subject to your deductible and coinsurance. You’ll get comprehensive medical coverage at rates that fit your budget. A separate pharmacy deductible may apply. Access your policy information, plus health information, tools and resources on your secure member site. Both blueadbantage and pharmacy claims apply to the same deductible.

Other covered services may be subject to deductible and coinsurance. You’ll have access to the largest provider network in the state, which means many of North Carolina’s best doctors and hospitals are at your fingertips. Learn more about our non-discrimination policy and no-cost services available to you.

Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be subject bcbbsnc underwriting. For details on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact BCBSNC.